Monday, June 29, 2009

How to safeguard our personal and financial data?


Internet is a global system of interconnected computer network consists of millions of private and public networks of local to global scope. Nowadays, most of us will rely on computer to store our personal data and use online financial service to perform financial transactions such as online banking, transfer money. We should have adequate safeguard to protect the confidential data from being stolen.

Password protect

Choose your password wisely. While you want to choose something you’ll remember, you don’t want it to be something that a clever thief could figure out just by learning your birth date or your child’s name. A combination of uppercase and lowercase letters, numbers, and symbols will offer you more security. And remember do not reveal any personal information or passwords to anyone.

Guard your Social Security number

Make sure that anyone asking your Social Security number really needs it. Often businesses that ask for a Social Security number can use an alternative customer identification number if you ask. Make sure not to print your Social Security number on checks or in other highly visible places. Store your card in a safe place and avoid giving the number to others

Keep credit cards to a minimum

Use a credit card with a small limit for online purchase. It’s all too easy for a dishonest sales clerk to use your credit card information. If the card you use for these
Purchases has a low credit limit, at least felon won’t be able to rack up many bills before hitting a wall.

Avoid using public computer for accessing financial information

Avoid logging on to check your bank balance using a public computer or coffee shop that offers wireless access. After using any of the Financial Data Center or member services, it is a must to log out before leaving the Financial Data Center. If you are using public computer must remember to close the browser window. That is to prevent other users from reading your personal information and mail.

Install antispyware and antivirus software

Protect your computer’s security by using anti-virus software, spyware, firewalls to guard your computer information from the nefarious.

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